The Fraud Guide – Brought To You By The BGA – Part Three

” Oh what a tangled web we weave – when first we practice to deceive… ”

Take heart. if you put in enough dedicated practice, you can straighten out that web and make it tough enough to act as a crash barrier. Lies need not be complex nor involved – they can be simple and straightforward. And people appreciate this – they will reward your efforts to make up things in a way that is easily understood. No-one likes confusion – if you can make falsehoods regular and simple you will be doing a public service.

Lies should not be big to start with – and the best ones need never grow to unmanageable proportions. Take the business of Father Christmas.  Stripped of all the commercial hype and cultural nonsense, Santa Claus becomes a simple cautionary tale that can be used to keep the children quiet for at least one month in the year. You needn’t embellish it with science and computer letters to the North Pole. Elf On The Shelf is seasonal totalitarian oppression, and is not needed. It is far easier to just threaten the tykes early in the piece and let imagination do the rest. If all goes well they will be cowed into obedience for 30 or so days – if it goes badly you can save on the cost of presents.

The really interesting thing is the business we alluded to in the first post – the bit about ” wrongful ” deception. It argues that there is also a  ” righteous ” variety. And the “criminal ” part can also be counterbalanced by the thought of ” legal ” deceit. If something has to be defined carefully as bad, there must be good as well. All we need to do is find it.

I should start looking at the local council level – at the bit on the rates notice you get each year that refers to ” Security “. Have you ever stopped to think about exactly what security your local council provides? These are the people who cannot collect a bin from the verge on time and without spilling the contents. People who are not sworn police officers. People who start at 9:00 and finish at 5:00. They are likely to be kind and decent people, while the criminals who steal and assault you are not. Guess who is more likely to turn up at your door at 2:00 AM…

Yet…we pay the levy for security and we pretend that it exists and that we are reassured by it. Deceit with a receipt.

There are any number of deceptive practices that are served to us as ” services ” by other institutions in our daily lives. We are told of ” products ” that have no more reality than a scheme of words of paper. In some cases they never actually make paper – they are just a series of dots on a phosphor screen. Nearly all of them are sanctioned.

The role of the BGA in these things is not to debunk nor to promote them. It is simply to make the Guild member aware that there is a world of possibility between the dawn and the dusk, and a wise explorer looks carefully before he steps.


BGA Guide To Fraud – Part Two – Deception For The Perplexed

Note for the gentiles: A lot of guides for the perplexed were written. Some of them worked and some of them didn’t. The fact that people are still reading them tells us that there are more of the latter than the former…

So – Deception.

Deception defined: a fraud. The act or fact of being deceived. We start to get into a circular word whirlpool here as most of these terms have come up before, but to help you out, let us say that a deception is a lie that worked. A bluff over which we have driven the buffalo of your belief. A trifling amusement that allows all the rest of hell to rise from the ground.

Are we often deceived? Are you reading this on the internet? Do you take a daily newspaper or watch a television? Must this be spelled out? Yes? Very well:


Yes, we are often the subject of deception in political, moral, financial, and artistic matters. We are deceived by others, we deceive ourselves, and we deceive others. Some of the deceit is done for good purposes – we throw up Santa and his elves to compel children to good behaviour. Some is done for bad – we see gangsters promoting fundamental religion to gain political power. Some is done to obtain money – this is called mainstream advertising. And some is done for fun – sophomore student pranks and the vast majority of romantic courtships. It often works – indeed it may be said that deception works more often than bald truth, and is a kinder social phenomenon.

If you lie to someone, it is usually seen as a bad thing – generally by people who feel themselves in danger of falling for that lie themselves. If the lie is successfully absorbed, though, the condemnation is diffused and may ultimately disappear. The way to make it disappear quickly is to cut the moralists in on the takings.

If, on the other hand, someone lies to you, you are entitled to be outraged and to take the moral high ground. High ground is often thought to convey a superiority to an army – but remember that high ground silhouettes you against the skyline and may make it easier for your enemies to pick you off. Consider carefully before you turn the spotlight of goodness and morality on anyone – it’s easy to hit a spotlight with a bullet.

In the end, truth will out – like a belly button. And what a disgusting sight that can be. The best plan for Backstabbers is to concert an agreement with their enemies as to just how much truth and dignity is going to be thrown about. Limit the morality and you limit the damage – and you leave more time free to attack your friends.



SOBCoin…You Knew It Was coming

Now that the Backstabbers Guild Of Australia has launched the BGAcoin it was only a matter of time before it released the next in the series – the Bitscoin. This should be carefully distinguished from Bitcoin by the fact that there is an ” s ” in the middle and by the fact that we only accept cash in a brown paper bag to pay for it. Or chickens. Or S&H coupons.

Let’s face it…we’ll take anything.

And that’s the problem. The cryptocurrency market needs respectability and dignity, and the BGA keeps very little stock of that. So we are going to introduce the ultimate respectable and dignified business scheme that you just read about on our cellphone screen – the Bitscoin.

To help us market this easy passport to financial success ( ours ), we have engaged Sunova Marketing Associates to lay the proposition before the public. They’ve agreed to lend their name to the project – we are proud to announce the Sunova Bitscoin.

There will be several levels of marketing available for this product – all the way from the Simple Sunova Bits to the Complex Sunova Bits. Those of you who have ever taken apart a Holley 4-barrel carburetor will know exactly what we mean. There will be Mean Sunova Bits and Lying Sunova Bits available, too, but only if you are over 18. We anticipate a good market in Canada where this sort of thing has been a long-established tradition, eh?

Remember that you will never forgive yourself if you do not buy Sunova Bitscoins now. Tomorrow will be too late, and it may be difficult to contact our representatives. If we play our cards right…

BGAcoin – The Crypto Currency That’s Gentle On The Stomach

Are you ready to become rich? Are you ready to become famous? Are you ready to become legendary?

Are you ready to lose your shirt?

Well, now is your time. The Backstabbers Guild of Australia has just prepared its first $ 500,000,000 of BGAcoin and it is ready to be mined. And the good news is you do not need to understand economics, bitcoins, cryptocurrencies, or bunko games to join right in. The BGA is ready on the line to take your money right now…no questions asked.

You may be a little wary of the whole cryptocurrency thing…though if you are like most middle-class people you would be loath to admit it. After all, who wants to be Left Out – or worse – left out of the barbecue conversation when crypto currency conversation starts up. Fear not – the only thing you will be left out on with BGAcoin is a limb…to dry.

You may have heard a great deal about how secure cryptocurrency is because it used a block chain. The people who invented this will tell you how good it is. No problemos. They will be able to explain how secure it is until you lose interest in the question and go into a daze. The BGAcoin designers are ready on the other side of the daze to assist you to spend.

Now about when you will be getting that million. As Joh Bjelke-Petersen used to say ” Don’t you worry about that, Girlie…” and wasn’t he always right in the end? The BGA will see you right. She’ll be apples. No worries, mate. Bewdy. Bonza. Coo-ee.

And finally, remember that you will be taking your place in history with all the investors who speculated in tulip bulbs in Holland, in ventures with the South Sea Company, or in basketball cards. It’ll be a cheap enough way to ensure that you are remembered far into the future, even after you are forgotten. People may point at you and laugh, but at least they will notice you for a short time.

And isn’t that what money is all about?


Well Goodness Gracious Me

I have been resigned for a long time now to the sound of the telephone ringing just before tea-time. It’ll be the land line – not the mobile – and it will have the classic silence and clicking before a subcontinental voice comes on and lies to me.

The lie will be one of the classics  – Telstra Technical Department, Microsoft Technical Support, Australian Taxation Office, Australian Federal Police, roof solar panels,etc.

It will commence with the voice asking me if I am Mr. Stein, or the householder. I have learned to ignore this question and ask directly to whom I am speaking. Generally they will give a first name and a slightly mumbled organisation name. Very few of them ever admit to being a Gupta or a Ranjit…it is always a Brad or a Janet. In many cases you can hear the Hindi being screeched in the background and in one instance I could swear I could hear the humidity…

I’ve tried everything. Abruptness, sugary sweetness, baffled confusion, a heavy German accent…none of it seems to stem the flow of bullshit from the receiver’s earpiece. It’s only a whim or the effect of the afternoon cocktail that makes a difference between swearing at them and singing to them. But I grow tired of it – especially when I have better things to do.

So now I am going to start firing off a series of letters of complaint to the only authority who can put a stop to it – the Indian government. If they are going to host these electronic bedbugs, they can be held up for airing as well as the bedding. I’m sure it will be for the most part futile, but the pleasure to be had in abusing a dignitary for a dollar is cheap enough amusement.

The Machine Gun Belt Of Retirement

We often use the expression ” dodging the bullet ” to celebrate avoiding some horrid fate…and if you have been associated with as many amateur entertainments as I have, you’ll have a fair idea what a horrid fete is…

It is also a way of looking at life in retirement – the situation in which I now find myself. Two years in, and I have learned a few things:

a. You can sleep in, but only to the extent that the sun, the tradespeople, and the cat will permit. One or other of these will have you up to match their schedule.

b. You will get on your wife’s nerves. She will get on your nerves. Designate specific areas of the house where you can go to avoid each other for some portion of the day. The rest of the time will see a much better relationship.

Note: Wire, mines, and machine gun pillboxes are probably going a little overboard – just pick two rooms.

c. Your friends who are still working will be glad to see you, but on their timetable and their terms. They have busy lives to lead and may not appreciate you mooching about when they are exhausted. Be sensible.

d. If you do not need to go to the shops to buy anything, do not go to the shops to fill time. There are better things to do with it.

e. You can get a great deal of pleasure by listening to the morning and afternoon radio reports of traffic jams on the Freeway in peak hour. The best place to do this is at your kitchen table with a cup of fresh coffee.

f. Use the special seating on the trains and buses. If you are a senior, it is there for you.

g. Wear out your old clothes. Wear them out by wearing them – out. No-one is looking and  no-one cares. Just make sure they are clean.

h. Pursue that hobby. You may take it further than it has ever gone.

i. When people are polite and kind to you, be polite and kind in return. When people are not polite and kind to you, still be polite and kind to them. Repeatedly, and in public view. Until they get the message.

If necessary, help them along by explaining how to be polite and kind.

j. Expect some memory glitches. Where is my coffee? I had a cup of it started just before I sat down. No, seriously, I did…

k. As an older person, you may not sleep as well as you used to. Since you do not need to rise at 5:00AM to chop down trees, you needn’t go instantly to sleep at 9:00PM. By all means stay up late and read new books.

l. Expect former work colleagues to forget you. It is not a sign of disrespect – it is just the pressure of new demands that continues to flood into their lives. You are out of that pool and need not re-enter it.

m. ” Annual Holidays ” and ” Vacations ” might seem less valuable now – now that each day is free. This is a perceptual trap.

Certainly, the desperate relief of pressure that you used to feel when you got your annual week or two weeks is gone. But it was never an easy thing – it used up the first three days of any break you had, and there was always the nagging fear that you might be called back into work. And the feeling of impending doom when you thought of the re-start date coming closer.

No more. You cannot be doomed by former workmates and bosses. They are busy dooming each other and you are out of the blast circle. You are, quite simply, free.

Soooo…about the annual vacation business…

Why does it have to be annual? Why can’t it be every 6 months? Why can’t it be three days in the middle of the week now? No reason at all, save the monetary aspect. And does it have to be a big, annual, pressure-relieving, pressure-inducing, official escape? Can it now be a small pleasure jaunt?

Of course it can.

Give up the idea of the ” vacation “. You have nothing to vacate. You have time to spare, and time to fill. Fill it with something good – something new, if you like new, or something old, if that is your comfort.

Go see what you like and do what you like. If you don’t know what these two things are, now is the time to find out – go and do a wide variety of things and see how you feel. You might discover you’re a beach sitter who loves the nothing life. or you might hate it. You might find you are a planned tourist – or you might just like a pub chair and a book. You might find anything, if you go and look.

Be careful. You might find yourself being happy…

n. At the age of retirement, you get to mentally review a lot of things.

No, I still do not know where flies go in winter – I am just content if they stay away from me in summer. But you get to review the people you are in contact with and decide whether you wish to stay in contact with them. You really do have a choice.

I’ve made my own list of people I wish to remain in contact with. I’ve also made another list. Neither require dramatic action – I seek the company of people on one list and avoid that of people on the other. The basic result is an increase of happiness for me. That achieved, I am a better friend and companion. Of course chance may throw me in or out of contact with either lot, but I try to remain calm about it. I am a reader of P.G. Wodehouse and the character of Jeeves is a great assistance in some situations.

m. At the age of retirement, you can eat and drink less than before. Heavy consumption is unpleasant. But you can still appreciate good food and drink, and as you are taking less of it, the little you do have can be of much better quality.

It can be cooked  and served professionally, if you’ve got the money. If not, you can prepare it yourself and enjoy it in your own home. This has many advantages; you need not eat impossible melanges of modern food – you can stick to classics. You can experiment with flavours – with no scowling chef bullying you. You need fear no wait-staff with bad attitudes – you can be smarmy to yourself, and need not leave a tip.

n. The coffee. I found it. It was by the telephone. Why didn’t you tell me it was by the telephone?

o. You will get scam phone calls and computer messages all the time. Of course you will never fall for them, but you can spend some time playing with the criminals who perpetrate them. They regard you as a gullible old fool, who can be cozened and bullied into letting them have access to your financial secrets. They are vogelfrei…

I find it best to be ready – if you’ve a quick wit you can have some marvellous fun. In the past I have sung Broadway songs to one, shamed one with religious sermons, convinced one that they had been patched through to the quarterdeck of a Navy ship docked at Fremantle harbour, and demanded the delivery of white phosphorus howitzer shells from another.

I have refused life insurance upon the grounds that I was a train robber and lived too dangerous a life to get insurance, and kept another going for a half-hour on the basis of being a kindly and bumbling old fellow who was nearly succeeding in doing what they wanted on my computer, but not quite achieving it…

Of course, if I am frying bacon at the time or fresh out of the shower I am brusque. I’m pleased that a workmate was able to teach me a series of Croatian swear words, and I wish that someone could supply me with a similar list in Hindi or Arabic.

p. Speaking of computers, you may find out many new things that you did not know with these. You will also find out that the computer does not know many of the things that YOU know. And much of what you do know, you can recognise as being distorted, false, or foolish when it is spread out on Facebook, Twitter, or innumerable private websites.

The fact that you know better in some instances should give you cause for pause – if the almighty computer got it wrong in something that you know the truth of, you should also suspect that there could be many other instances where it is wrong.

You still have a public library, and you still have your native intelligence. These do not get hacked. Use them.







Combatting Evil, One Tin Of Caviar At A Time

Here at the headquarters of The Australian League Of Virtuousness we have a motto:

” One Born Every Minute, And Five Born To Administer Them ”

It is engraved on the doorpost of the entrance*, and again on the lintel across the entrance. It is embossed on every chair in the visitor’s lounge, every place at the director’s 20 metre mahogany dining table, and every stall in the Executive Washroom. Nothing will wash it away, though, God knows, we’ve tried. Especially after Champagne Night.

Don’t get me wrong – I am not decrying the basic sentiment – it is just that it limits the number of divisions into which the contributions might be made. What do we do if we engage more staff members. The motto specifies five, but there is room in the stretch limo for more…and Bubbles, Brandi, and Trixie promise to be tireless workers in the cause.

I think that we need to take a broader view…and I have a black book full of broads’ names to hand. There is no sense restricting our activities to just the poor or downtrodden. The rich and arrogant are also in need of virtuousness and can afford to purchase a better quality product – or at least a lot more of it. We have contacted Kargotich transport for a quote on their high-capacity dumper trailer to haul more virtuousness as there is bound to be a saving in bulk. As yet the council has not replied to our enquiry about whether it is legal to dump it on the verge.

Goodness and mercy have often been said to follow the virtuous and this may very well be so. To that end we are suggesting that members of The League take sensible precautions and change their mode of transport and route frequently to elude pursuit. It is no good getting complacent about this sort of thing – if you are always kind and helpful you are one day going to be caught out at it and then where are you. Canonized, most likely. And some of those canons have a fierce recoil.

*   At an angle of 45º.